WIG/UKRN: COVID-19’s impact on consumer debt - Cross-sector approaches to economic recovery

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Over the last 18 months the COVID-19 pandemic has had an unprecedented impact across the UK economy, however the effect on consumer debt has been mitigated by policy interventions designed to support household finances. With the furlough scheme due to finish in September 2021, WIG is delighted to partner with the UK Regulators Network to discuss how this picture may develop, the role of key stakeholders across the sectors in supporting vulnerable households including those consumers who maybe new to debt, and how consumer debt levels may influence wider economic recovery. 


  • Kamini Patel

    Head of Client Analytics

    Equifax UK

    As Head of Client Analytics, Kamini leads a team of experts who help organisations use data to make responsible credit decisions, tackle economic crime and manage debt fairly. Kamini and her team work with clients in financial services, telecoms, utilities, retail, debt purchase and the public sector. Before joining Equifax, Kamini worked for Santander and HMRC. Equifax is an international data, analytics and technology company working in 26 countries worldwide. In the UK, it employs around 700 people in Leeds, London and Nottingham and operates as a credit reference agency with data on both consumers and companies. TDX Group and Indesser are Equifax companies that help organisations collect debt fairly and effectively. Together they have recovered over £2.5 billion for over 50 public sector clients.

  • May Rostom

    Senior Manager, Monetary Analysis

    Bank of England

    May leads the Modelling Team in Monetary Analysis-- the arm of the Bank responsible for guiding the Monetary Policy Committee in reaching a consensus outlook for the UK macroeconomy.  The team provide modelling expertise that underpin these discussions, and developing the Bank’s Dynamic Stochastic General Equilibrium (DSGE) forecasting model. May’s own academic research is focused on uncovering patterns of household consumption, saving, and debt behaviours. She is interested in consumer finance, in particular how households make decisions. Her research predominantly uses applied microeconometric techniques. She holds a PhD from University College London and an MA from McGill University.

  • Mick McAteer


    Financial Inclusion Centre

    Mick McAteer is Co-Director of the Financial Inclusion Centre; Chair of Registry Trust and anti-poverty charity Z2K; Deputy Chair of the Consumer Council of Northern Ireland; and Council Member of the Irish Financial Services and Pensions Ombudsman. He was previously on the boards of the Financial Services Authority and Financial Conduct Authority, chaired the European Commission’s Financial Services User Group, and led Which?’s policy work on financial services.

  • Peter Tutton

    Head of Policy

    StepChange Debt Charity



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